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Looking to save for retirement?

Even with the economy in a slump, your retirement savings should still be a priority.  Annuities can offer benefits and advantages to help people meet their retirement/savings goals.

Variable annuities offer the opportunity to participate in the market while providing certain guarantees.
Fixed annuities offer the advantages of principal protection and minimum interest rate guarantees. Some forms of fixed annuities, known as fixed-index annuities provide the opportunity to link some or all of their interest earning potential to the performance of external indexes.

Whether you are conservative or willing to tolerate a measure of risk – our annuity products may help you meet your retirement goals. 

Contact one of our licensed agencts today for additional information. 724-329-0386

What is the value of your personal belongings?

 You never know when a disaster may strike—but you can be prepared with a home inventory list.  Through "Know Your Stuff" online inventory program, carefully and accurately document everything in your home, including each item's value, ID/serial numbers, photos and more. Information is stored safely and securely online in the event of a total loss and you may add or delete items at any time.

 This service is offered free of charge by the Insurance Information Institute.

Winter Weather Driving Tips

Driving safely on icy roads

  1. Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
  2. Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
  3. Turn on your lights to increase your visibility to other motorists.
  4. Keep your lights and windshield clean.
  5. Use low gears to keep traction, especially on hills.
  6. Don't use cruise control or overdrive on icy roads.
  7. Be especially careful on bridges, overpasses and infrequently traveled roads, which will freeze first. Even at temperatures above freezing, if the conditions are wet, you might encounter ice in shady areas or on exposed roadways like bridges.
  8. Don't pass snow plows and sanding trucks. The drivers have limited visibility, and you're likely to find the road in front of them worse than the road behind.
  9. Don't assume your vehicle can handle all conditions. Even four-wheel and front-wheel drive vehicles can encounter trouble on winter roads.

For additional safe winter driving information, visit